Should I reposition after CGT and negative gearing changes?
Connect the video message to practical scenario testing.
Australian Wealth Scenario Intelligence Platform
Test your wealth strategy under Australia's changing investment rules.
Compare property, shares, bonds, foreign assets, innovation portfolios and founder exits using Australian tax-aware projections, macro scenarios, Monte Carlo modelling and community market expectations.
6
asset classes compared
Tax
negative gearing, CGT and franking logic
Monte Carlo
reverse planning and probability ranges
Community
market sentiment and scenario assumptions
Tax and policy rules are moving
Many investors are still using calculators built for old assumptions.
AusInvestCalc helps you compare current rules, proposed reforms and alternative allocations before changing a property, share, retirement or innovation strategy.
Video briefing
Australia's new tax laws changed the investment question.
See how CGT changes, negative gearing reforms and new assumptions can affect property, shares, innovation portfolios and retirement planning.
Most popular investor questions
Start from the decision investors actually need to make.
Can property still beat shares?
Compare leveraged property, ASX exposure, super-style portfolios and cash.
What happens if interest rates rise?
Stress test rent, vacancy, interest costs, cashflow and equity.
Can innovation outperform property?
Model power-law startup outcomes beside traditional assets.
How much do I need to reach $1M?
Use reverse planning to compare contribution, time and risk choices.
What happens in a recession?
Review QA scenarios across conservative, crisis and innovation-heavy cases.
Community market expectations
Use community expectations as another scenario signal.
AusInvestCalc helps investors compare their own assumptions against market sentiment signals such as property growth, inflation, AUD risk, recession concern and innovation confidence.
3.8%
expected property growth
4.2%
community inflation view
13.4%
innovation confidence
-5.6%
AUD outlook
Benchmark comparison
Make property, shares, super, cash and innovation comparable.
6.2%
property model
7.8%
ASX200 style portfolio
6.5%
balanced super
4.5%
term deposit
15.2%
innovation model
Platform capabilities
Built as a scenario engine, not a single-purpose calculator.
Property cashflow and stress testing
Rent, expenses, interest, negative gearing, equity, value growth and Year 2 onward shocks.
Shares, bonds and foreign assets
Model income, capital growth, AUD movement, tax drag and allocation trade-offs.
Innovation and early-stage portfolios
Compare high-upside outcomes against property and listed markets.
Reverse planning
Start with a target wealth number and test contribution, risk and time assumptions.
Policy simulation
Compare negative gearing, CGT, inflation, immigration and macro policy changes.
Founder exits
Estimate after-tax proceeds from business sales using Australian CGT settings.
Macro and policy scenarios
Model the conditions investors worry about before they arrive.
| Scenario | Likely pressure point | Investor question |
|---|---|---|
| High inflation | Real return pressure | Do indexed assets or foreign exposure help? |
| Interest rate shock | Property cashflow stress | When does negative gearing stop being tolerable? |
| Recession | Listed-market drawdown and selling pressure | Which allocation survives the downside case? |
| Innovation boom | Startup upside and capital reallocation | Can innovation meaningfully outperform property? |
| Immigration surge | Rental demand and property yields | How much does rent growth change the result? |
Built for Australia
Local tax and market assumptions are first-class inputs.
Negative gearing
Capital gains tax
Franking credits
Property leverage
AUD exposure
Founder exits
Community sentiment
Macro scenarios
For accountants and financial planners
Turn scenario analysis into a branded client service.
Professional plans combine managed client records, scenario and reverse planning, and white-labelled PDF reports. Use them within appropriately scoped engagements to support clearer conversations and create an additional service opportunity for your practice.
Organise client work
Maintain client records and keep scenario work connected to a repeatable practice workflow.
Explain alternatives clearly
Use transparent inputs, comparisons and stress tests to support professional client discussions.
Deliver under your brand
Apply your logo, colours and contact details to reviewed PDF reports while retaining important disclaimers.
Your practice determines its services and fees and remains responsible for licensing, authorisations, privacy, disclosures and professional advice. Revenue is not guaranteed.
Trust and methodology
Forecasts need transparent assumptions.
AusInvestCalc separates inputs, assumptions and outputs so investors can review the logic behind property cashflow, CGT, reverse planning, Monte Carlo ranges and policy scenarios.
How calculations work
Separate assumptions, projection logic and result presentation.
Monte Carlo methodology
Show percentiles, chance of loss and chance of beating property.
Tax assumptions
Document CGT, negative gearing, franking and marginal tax inputs.
Risk definitions
Explain volatility, liquidity, tax efficiency and concentration risk.
Community consensus
Explain weighting, confidence and expert versus community views.
Founder exit case study
I built a SaaS business. What happens if I sell it for $1M?
Model sale price, active asset concessions, retirement exemption, CGT discount and after-tax proceeds alongside property, shares, cash and other portfolio assets.